Even though we are heading into winter in the United States, you really need to think about sunscreen.  My husband would not listen to me yesterday when I told him to put on sunscreen before the Chicago Bears football game, and guess what?  He came home with a sunburn.  Once there is snow on the ground, it is even easier to get a sunburn even in the middle of winter. You always need to wear sunscreen no matter what the season is.

Now, my husband has a lotion issue.  He cannot stand touch lotion, having it on his skin, or applying it to our children.  No, he is not trying to get out of sunlotioning our children — it just really grosses him out.  That is why when I came across Kinesys I knew we had to try it.  What I found is that this is a winner in our house.  The microspray formula is super easy to apply.  You just spray it on your arm (or whatever body part you are applying it to), and that’s it!  You don’t have to rub it in at all.  However, it was easier for us to apply to our kids faces (since my kids are little) by spraying it on our hands first and then applying it.  It is super awesome for applying to their scalps, because it didn’t make their hair greasy (and I personally think that is the worst sunburn ever, because until that sunburn goes away, it hurt to even comb your hair).  It is free of four important things - oil, alcohol, preservatives, and PABA.  This won’t irritate your skin — even if you have sensitive skin.  It also is water and sweat resistant which is great for kids too!  It is also non-comedogenic (meaning it won’t clog your pores, so you don’t have to worry about acne breakouts).  It also gives you broad spectrum protection against both UVA and UVB rays.

I found that my kids could handle the few seconds it took to apply this.  There was no fighting, because it was so easy to apply.  It was on before they ever even knew it, and it recently won the Parent Tested, Parent Approved Award.  It was also chosen as the #1 spray sunscreen for high efficacy and low hazard ingredients by the watchdog group Environmental Working Group.  The bottles also come in awesome bright colors that make it much easier to find in your house and the kids love.  Make sure you check out Kinesys for your sunscreen needs!

I have a question for all my readers –

My current cell phone contract is up Oct. 25 or 26th, so I am looking for a new cell phone that can actually do things like text and take pictures.  My hubby is game with me getting an iphone.  However, we just got a mailing yesterday from Sprint/Nextel (my current provider) with the Samsung Instinct in there.

Do any of you have either one of these phones?  What do you think of them?

My family and l luck out.  We have plenty of credit cards at our disposal when I want to do some online shopping.  However, not everyone can get a credit card, or if they have one, it is only for emergency purposes.  What do you do when you want to shop and not use a credit card?

EBillMe comes to the rescue and allows you to pay cash online by using the bill pay portion of your checking account. I personally tried out this service yesterday, and it is super easy to use. First, I went to Tiger Direct to order a Wii game.  You click on the add to cart just like you normally would.  Then click on proceed to secure check out.  Fill in all your information and where it says “submit order” pick eBillMe.  That’s it!  You now have ordered using your checking account!  Now, on the screen you will have what you need to set up payment through your bank.  You also will get an email too!  Everybody’s bill pay is different, so I won’t go through how to set that up, but they make it super easy by giving you everything you need.  I didn’t take me any longer to buy my game  this way verses using a credit card (that is because it usually takes me a while to find my purse and wallet that has my credit card).

If you prefer not to shop online using your credit card, I highly recommend EBillMe.  This is also a great way to shop if you don’t want to be handing out your credit card number too!