If you are needing a loan without having to haggle or fight with loan officers, NameYouLoan.com is your place. They have what’s called an online mortgage auction. All you do is fill out an application online and lenders bid for your business! How easy can they make this? If you need a loan, it helps to investigate all your available options to get the best deal, and this is one of the easiest ways to do this.

Here’s more information on How NameYourLoan.com Works:

NameYourLoan.com Diversifies Current Lending Environment for Borrowers with New Approach to Online Mortgage Loans.

New online mortgage auction site, NameYourLoan.com, has revolutionized the way borrowers obtain mortgage loans online. As a unique and creative online community, borrowers can easily connect with the best mortgage lenders while lenders benefit from a wealth of real time mortgage leads and opportunities for business growth.
(PRWEB) – In today’s tough lending environment, littered with deceitful lenders and cunning tactics, it’s high time for a revolutionary tool that can empower borrowers yet still benefit lenders. NameYourLoan.com has answered the need with the launch of a new online mortgage auction site designed to give consumers access to an increasing mortgage lenders network to ultimately obtain great online mortgage loans.
“For centuries, auctions have been the most efficient and effective way to get the best deals in everything,” says Al Salahi, President and CEO of NameYourLoan.com. “Why not have auctions for all mortgage loan types?”
NameYourLoan.com is an online community where borrowers can easily connect with the best mortgage lenders. Lenders compete with one another in an online auction to win the borrower’s business. As numerous lenders submit loan offers, the site enables consumers to see “apples to apples”, compare mortgage interest rates and achieve the lowest rate mortgage online such as the best home equity loan rate or home refinance loan.
The site’s sophisticated computer system compiles and calculates all the information submitted by lenders (interest rates, points, fees, terms, etc.) and then ranks loan offers, based on their true worth relative to the borrower’s stated preferences (lowest rate, lowest fees or best combination of rates and fees). This simplified process gives borrowers a coherent presentation of information without having to do the math themselves.
Unlike other online mortgage comparison shopping services, only those lenders who come out at the top of the auction with the lowest interest rates and fees get a chance at the borrower’s business. Moreover, borrowers can invite their friend or relative lender to participate in the borrower’s auction quickly and without cost. Lenders who refuse to participate are most likely high priced and not the best mortgage lenders.
“Through advanced technology, we are starting to make haggling and deceptive lending tactics a thing of the past,” explains Salahi. “At the same time, we are transforming a generally stressful and complicated process into a very pleasant and easy experience for borrowers. Our multiple bid auction format, coupled with constant consumer feedback, will make it easy for us to weed out dishonest lenders—and hopefully put them out of business!”
Use of NameYourLoan.com is completely free for borrowers. Borrowers are under no obligation to accept any of the online mortgage loans offered in the auction. To protect against identity theft and fraud, site users are never asked for sensitive information, and lenders that receive multiple consumer complaints will be barred from future auctions.
For more information, visit NameYourLoan.com.
About NameYourLoan.com:
NameYourLoan.com is the world’s first online mortgage auction, designed to advance the lending process by helping honest and competitive lenders grow their business, and at the same time, make it possible for borrowers to instantaneously reach multiple lenders and receive competitive loan offers online, in an auction format. NameYourLoan.com uses a patent-pending concept powered by sophisticated proprietary software that has been developed by a number of technology heavyweights from the Fortune 500 arena.

I am little worried about what kind of hits I’ll get with a title of a book like this, but I love Underwear Dos and Donts. It is one of the funniest little kid books ever (and as you can tell from a lot my prior posts, I own a ton of kid books). Plus, it does teach your kids to wear their underwear! The colors are bright and will keep their attention. The story is short and to the point. It tells you how to and how not to wear your underwear. For example, you should not wear your underwear over your Halloween costume! As an adult, I found it hard not to giggle at this book. It gets 2 thumbs up from me.

A month or so ago, we decided to change from DirecTV to Dish Network. For the same amount of money, we could get a lot more stations. They also offered some great packages, and you are allowed to change your package at any time without having to renew your contract. It isn’t like buying condos for sale. You are allowed to change your mind. They have some good things and some not so good things I’d love to talk about.

First, the sales people spoke English. I could tell that they were here in the States. That shouldn’t be a big deal, but I want the person I am talking to understand what I am saying. The tech people, well, you can tell they are reading from a script. However, the level 2 tech people are again from here, so no issues here.

Next, we have the top package because that’s what Bill wanted. I don’t think we watch it enough. It has a ton of stations. However, there are some stations that still aren’t covered by the top package. I don’t think that is right. If you have that package, you should get everything.

Next, the sales people conveniently forgot to mention the $10 a month programming fee. I was not happy to see that.

I also didn’t care for the fact that we had to sign up for a 18 month contract.

Its not all complaints though. Their DVR has a huge learning curve (TIVO is easier to use), but is awesome. When the Bears game went into overtime, it still continued taping. My TIVO would have cut out. We have double the space too. We have 4 TVs and only 2 receivers. I love that they can hook it up like that.

Overall, there are definitely more plusses than negatives. I would definitely recommend them. If you decide to try them out, let me know and I can get you a code that will allow you to get some additional discounts!

EDIT:  We no longer have the $10 programming fee added to our bill, so disregard those remarks.

If you never have used SunSilk before, you definitely need to start. This shampoo is awesome for several reasons. First, the smell is nice — not too strong but definitely there. I also could smell the nice smell the rest of the day in my hair. It isn’t too flowery or anything like that, so Bill doesn’t feel bad for using it. My house is also extremely dry. I usually have static hair (you know, it sticks to everything and you walk around zapping people). With this shampoo, I don’t have that problem anymore. I even tested it with my Columbia jacket that always makes my hair stand on end. Needless to say, it passed the test. The other thing I really liked is that I didn’t need to use a conditioner. By using the shampoo alone, I was able to have nice, smooth hair that didn’t have static cling capabilities. I am impressed which is hard to do with shampoo alone. I am in the process of trying out some of the other products they have too and will let you know what I think of them. However, from what I have seen so far, they have a new customer on their hands.

Even though this store is farther away from me than Menards and Home Depot, I think Lowe’s is my new favorite store. As far as prices go, I think they are pretty much in line with everyone else. However, there are some very specific things that stood out for me when we made a trip out to Orland last week.

First, we were looking for a very specific vanity. I only have room in my bathroom for a 24″ one, Bill wanted oak, and I wanted it to have drawers. That does not sound too picky. However, to get a vanity that small, it was very difficult. I was able to go onto Lowe’s website and see what choices were available. It also allowed me to enter my zip code. It told me what stores were the closest to me. The part that I was impressed with was that it told me that my local store had the inventory for what I was looking for. Nothing is more frustrating than either having to call or go to the store to find out that they don’t have any (just happened with Home Depot). They also had way more choices for vanities there (not in the size I needed but in general). We were also able to pick up a medicine cabinet that we did not find anywhere else.

Their customer service rocked. Once we were there, we did not have to search someone down to help us. They immediately asked us if we needed help. Also, Bill even loved the next thing I am going to talk about. On every display, they listed where in the store you could find the item. It told you the row, column, and shelf to look on. I cannot tell you how much time that saved. I loved it!

Overall, this was a great shopping experience. Lowe’s got a good chunk of our money last week, and we will be heading out there again this week to pick up a few more odds and ends that we need to finish the bathroom. I would highly recommend Lowe’s for your home remodeling needs.