While we had them as a car insurance company, they weren’t too bad.  We never really had to use them for anything, so they were fine.  However, six months ago, without any notice, they raised our rate by about $50 for six months.  I let that go.  When we came up for renewal in December, they raised it again another $70 for every six months.  Now, we didn’t have any accidents or any tickets, so was a bit confused by the rate increase.  I started shopping around, and we went with another company.  I did not pay the renewal and assumed they canceled the policy.  Well, they don’t do that.  Instead, they still cover you for an additional three months.  If you don’t pay it then, they send you to collections.  Of course, nobody ever bothered to tell us that.  I am sure it was in some tiny print somewhere,  but I don’t even recall reading that anywhere.  I now have to fax them proof that we have other insurance or pay the bill.

Just a warning for you all — make sure you call and cancel.  Would I use Allstate again?  Probably not (unless they were the cheapest).

Have you seen The Departed yet? If not, go rent it immediately. This movie is awesome. I will try and not make the plot too confusing. The mob sends somebody in to the police department to report back and the police send somebody into the mob to do the same. The audience knows who they are thought the characters in the movie do not. I do have to warn you — there is a lot of blood and violence (but it is good blood and violence). The characters in this movie definitely needed to look into life insurance no exam due to the nature of their jobs. By the end of the movie for a lot of them, it would have come it very handy. I don’t want to ruin the end, but there is a great plot twist. This is one of those movies that you watch more than once to see what you missed. Let me know your thoughts on it, but this movie ranks up there in my top ten of all time.

Do you have a boat just laying around not being used anymore? Do you just not know what to do with it? Do you not want to go through the trouble of having to sell it? Boat Angel is for you then. You are able to donate your boat and get a tax deduction. They will also come to you to pick it up, so you do not have to even bother to drive it anywhere. They also take cars, planes, and RVs if you need to get rid of any of those.

The money that has been raised has made over 2,000,000 meals, funded medical operations, given supplies to schools, funded a boat angel outreach center, and has helped in world wide emergencies. These are just a few of the places that the donations have been used towards. There is quite a long list.

How does this work? First, you need to call BoatAngel at 1-800-227-2643 or you can fill out their online form. They will then send you a disposable camera for you to take a picture of your boat. They then can see the condition of it. You then return the camera, and your boat will get picked up in 7 - 14 days. Pretty easy, and it goes for a good cause.

Now that you no longer have a boat, you will definitely need to start looking at some travel deals. There are tons of vacation packages and cruise vacations all times of the year. However, make sure you look into cheap travel insurance and your
car rental before you book flights. Nothing is worse than when your flight on time turns into your flight not on time, and you are stuck somewhere.