My family and l luck out.  We have plenty of credit cards at our disposal when I want to do some online shopping.  However, not everyone can get a credit card, or if they have one, it is only for emergency purposes.  What do you do when you want to shop and not use a credit card?

EBillMe comes to the rescue and allows you to pay cash online by using the bill pay portion of your checking account. I personally tried out this service yesterday, and it is super easy to use. First, I went to Tiger Direct to order a Wii game.  You click on the add to cart just like you normally would.  Then click on proceed to secure check out.  Fill in all your information and where it says “submit order” pick eBillMe.  That’s it!  You now have ordered using your checking account!  Now, on the screen you will have what you need to set up payment through your bank.  You also will get an email too!  Everybody’s bill pay is different, so I won’t go through how to set that up, but they make it super easy by giving you everything you need.  I didn’t take me any longer to buy my game  this way verses using a credit card (that is because it usually takes me a while to find my purse and wallet that has my credit card).

If you prefer not to shop online using your credit card, I highly recommend EBillMe.  This is also a great way to shop if you don’t want to be handing out your credit card number too!